Products & Services

Remortgage Advice

At Grayson Lewis we offer bespoke lending solutions to help clients secure the most suitable remortgage for their needs.

Whether you are looking to switch because your current fixed term is coming to an end, or you have more complex remortgage requirements, we can help.

Your home may be repossessed if you do not keep up repayments on your mortgage.


Our advisers have extensive knowledge and experience of dealing with a variety of scenarios ranging in value, and complexity.

Find the most competitive deal

Debt consolidation

Home improvements

Purchase a second home

Pay off a help-to-buy mortgage

Switch mortgage

When your product comes to an end, you can choose to remain with your current lender or you can remortgage to a different provider. We will compare mortgage products from lenders and recommend the most suitable and affordable option for your circumstances. Our advice is tailored to each client so you can be sure to receive a bespoke and dedicated service.

If your current fixed term is coming to an end within the next 6 months now is the time to secure a new mortgage. You can lock in a new rate up to 6 months in advance and review it again nearer the time. This makes sure you are still getting the best option available to you.

Debt consolidation

If you have personal loans and credit card debt, it could make financial sense to borrow additional funds secured against your home to repay high-interest debts.

Debt consolidation through a remortgage can make it easier to manage your outgoings. This could reduce the interest rates you are paying across your loans and therefore save you money. The loan may however be payable over a longer period and so could incur additional interest charges. We will carefully assess your entire financial position and explain your options.

We then outline our recommendations in a clear and precise way, allowing you to make a well-informed decision. We have extensive experience in not only mortgages, but a wide range of financial services. This means we can offer advice that considers all aspects of your finances both now and for the future.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Large & high net worth mortgages

Our mortgage advisers specialise in supporting clients with high-value and complex mortgage cases. We help clients with non-standard income structures to demonstrate their affordability for large loans in excess of £1 million.

We have access to a panel of Private Banks and exclusive mortgage products designed for sophisticated and high-net-worth clients. Private Banks can offer more bespoke solutions compared with High Street lenders that are better suited to the complex needs of high-net-worth individuals.

We take a relationship-based approach to working with clients. Our goal is to add real value and help you navigate the process of remortgaging with ease.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We offer a comprehensive range of first charge mortgages from across the market that are made available

to mortgage intermediaries for which we are paid a procuration fee by the lender.

Book a no obligation 30 minute consultation

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Talk to us 01572 335 050

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Client stories

As a business, we are committed to quality and delivering exceptional client outcomes. Please read some of the kind feedback we have received from our clients.

5 Star

I have worked with Nick for some time now and always delighted with the solid advice and guidance he provides. He has helped me avoid making investment mistakes and is always happy to arrange a meeting whenever needed. He has helped me understand a lot about my finances and given me confidence with my decisions, my only regret is that I didn’t meet him years ago. He’s the financial advisor I always recommend without hesitation.

A. Yorston

Nick supported me with my remortgage which completed in March 2023. It was great to have Nick’s help in sourcing my new mortgage. The timing wasn’t ideal with the turmoil in interest rates, but Nick helped talked through the expected movements that would effect me and find the best deal for my situation. We got the offer in place early, which allowed Nick to reassess and improve on the initial product that we went with. Overall Nick is a very calm and reassured adviser, and was on the ball throughout to make sure we got the best deal possible. 10/10 would recommend.

T. Burton

I recently had a meeting with Nick to discuss pensions and savings – his advice was truly tailored to my goals, which he took the time to fully understand before making any recommendations. Money is such a personal topic to discuss with strangers but by the end of our meeting, I felt extremely comfortable talking about my financial situation and sharing my fiscal ambitions with Nick. I have no hesitation in recommending him and following his advice.

L. Buckland

I recently worked with Kirsty when buying my first home and she was absolutely brilliant! Her knowledge is outstanding and she always explained my options in a way I would understand and to allow me to make the right decisions. Her interpersonal skills are great and she was very supportive throughout the process! Fair to say that I will be using her for all future remortgages ! Thanks again for your help!

S. Evans

Nick Henbrey was friendly but professional. He explained options in a clear way and I felt very comfortable with how he presented them. He was not pushy and allowed plenty of time to consider what he was saying/suggesting. My situation was complex because I was acting for my mother but also still waiting on probate for my fathers Estate. I felt that Nick lifted what felt like a heavy load off my shoulders. During the process my mother also died so circumstances changed . Nick throughout remained my rock and has since provided valuable information on how best to negotiate all the rules around gifting.

J. Winters

I used Grayson Lewis Financial Planning to find a great mortgage so I could move home. The service was excellent, Kirsty really took the time to understand my needs and was extremely professional throughout the whole process. Couldn’t recommend them enough!

P. Jones

We have definitely seen a huge positive difference in our finances, it was the full money review that we had been looking for and we are financially in a better place now.

B. Stewart

Couldn’t recommend Nick & Kirsty enough! As a first time buyer not knowing much about the process, they were incredibly helpful and kept me informed throughout the process. They were available at any time I needed any questions answering and really reassured me. I now recommend them to anyone that asks! You won’t regret using them!

E. Foers

Nick’s support on both financial planning and mortgage advice has been superb. He was able to work quickly to clearly provide a range of options and action the advice, while ensuring I had full understanding of any implications. He works diligently and is flexible to chat through any questions at short notice. Would highly recommend Nick and the Grayson Lewis Team.

T Harries